Pay in 3 is easy...
1 Checkout with PayPal
2 Choose “Pay in 3” and complete your purchase.
3 Make the first payment
Pay the rest in two payments every month on the same date afterwards.
It’s an interest free loan.
With Pay in 3, there’s no interest and no set up fees.*
Get a decision in seconds.
You won’t have to wait to see if you’re approved.
It’s backed by PayPal.
Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal**.
Use it at millions of merchants online.
You can use Pay in 3 on purchases £30 - £2,000 at loads of your favourite online stores.
Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.
FAQs
Will I be able to use PayPal Pay in 3?
We’re offering PayPal Pay in 3 to a growing number of our UK customers.
PayPal Pay in 3 is not available for certain merchants and goods. We may also decide not to offer PayPal Pay in 3 as a payment option in certain circumstances, such as where our checks suggest an increased risk of fraud or where data we hold suggests you may not be eligible.
If you choose PayPal Pay in 3 as your payment method when you check out with PayPal, you’ll be taken through the application process. You’ll get a decision instantly, but not everyone will be approved based on our internal checks.
How long will my Pay in 3 plan last?
Your plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that.
What information do I need to apply for PayPal Pay in 3?
To apply for PayPal Pay in 3, you’ll need to provide your:
- Title
- Phone number
- Address
- Date of birth
- Debit card information
You will need to have a PayPal account to use Pay in 3.
How do I pay with PayPal Pay in 3?
Just choose to pay with PayPal when you shop online, log into your PayPal account and, if it is an eligible transaction, you’ll see PayPal Pay in 3 as one of the available payment methods. After selecting it, you can apply for a PayPal Pay in 3 plan in a few simple steps, get an instant decision and finish checking out.
Can I pay Off the entire PayPal Pay in 3 plan at once?
Yes, just log into your PayPal account, choose the PayPal Pay in 3 plan you want to pay off, and click Make a Payment. Then you can make an unscheduled payment of Next Payment Due or Full Balance.
Read full list of frequently asked questions here: PayPal Pay in 3 FAQs
Find the Terms and Conditions here: PayPal Pay in 3 T&Cs
* Subject to status. Terms and Conditions apply. UK residents only. PayPal is a responsible lender. Pay in 3 performance may influence your credit score.
** Available on eligible purchases only. 180 day time limit and other terms apply.
PayPal Pay in 3 is a trading name of PayPal UK Ltd. Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH
Source: PayPal - Pay in 3